\n $\"厚生年金はいくらもらえるのか？年収別の受給額や計算方法を解説\"$ <\/div>\n

厚生年金の受給額は、「平均標準報酬月額✕5.769／1,000✕加入月数（480か月）」で計算できます。ここでは、下記条件で年収別に厚生年金の受給額を算出します。<\/p>\n

\n ・賞与なし
\n・平成15年4月以後、40年間厚生年金に加入
\n・年収は40年間変動なし<\/div>\n\n\n\t

年収<\/th>	標準報酬月額<\/th>	厚生年金受給額（年）<\/th>	厚生年金受給額（月）<\/th><\/tr>\n
240万円<\/td>	20万円<\/td>	約55万円<\/td>	約4.6万円<\/td><\/tr>\n
360万円<\/td>	30万円<\/td>	約83万円<\/td>	約7万円<\/td><\/tr>\n
492万円<\/td>	41万円<\/td>	約113万円<\/td>	約9.4万円<\/td><\/tr>\n
600万円<\/td>	50万円<\/td>	約138万円<\/td>	約11.5万円<\/td><\/tr>\n
1,000万円<\/td>	65万円<\/td>	約179万円<\/td>	約15万円<\/td><\/tr><\/tbody><\/table>\n 上記では賞与なしで計算しているため、賞与ありの場合は受給額がアップします。一方、20〜60歳の満期で厚生年金に加入している計算となるため、「学生時代に免除していた」「会社員でない時期があった」などして満期加入していない場合は受給額が減少します。\n将来受給できる厚生年金を増やしたい場合、厚生年金保険の加入期間を長くする、現役時代の年収を上げることが有効です。<\/p>\n 共働き家庭は厚生年金受給額も高くなる<\/h3>\n 共働きの場合、夫婦で厚生年金が受給できます。たとえば夫の年収が600万円、妻の年収が240万円の場合、上記受給額表を元に計算すると、夫婦合わせて受給できる厚生年金は月額約16.1万円です。対して、妻が専業主婦の場合、厚生年金保険料を支払うのは夫の収入に対してのみです。そのため、夫の年収が600万円の場合、同じく上記受給額表を元にみると世帯で受給できる厚生年金額は約11.5万円です。<\/p>\n\n\n\n >>老後資金のお悩みはファイナンシャルプランナーへの無料相談がおすすめ<\/strong><\/a><\/p>\n\n\n\n \n 老後のためにも厚生年金と年収の関係を把握しておこう<\/h2>\n\n $\"厚生年金はいくらもらえるのか？年収別の受給額や計算方法を解説\"$ <\/div>\n 厚生年金と年収の関係や受給額の計算方法を紹介しました。65歳から受け取れる厚生年金は、国民年金に上乗せされて支給されます。厚生年金は年収に応じて保険料が変動しますが、年収が高くなるからといって無制限に厚生年金保険料が上がるわけではなく、標準報酬月額の上限以上は支払う厚生年金保険料や受給できる厚生年金額が一律となります。\n老後のライフプランニングのためにも、厚生年金はどのくらい受給できるのかを知っておきましょう。<\/p>\n \n▼『厚生年金』について詳しく知りたい方はこちら\n<\/p>\n \n $\"\"$ \n \n 厚生年金の受給に必要な加入期間は？満たせてない時の対処法もあわせて解説<\/p>\n \n\n\n将来厚生年金を受け取るには、加入期間の条件を満たすことが必要です。加入期間の条件を満たせないと厚生年金だけでなく、国民年金も受け取れな<\/p>\n <\/div>\n <\/a>\n \n<\/p>\n \n $\"\"$ \n \n 厚生年金の長期加入者に適用される「44年特例」はどんな制度？<\/p>\n \n\n\n会社員などが加入する厚生年金には、44年以上厚生年金保険に加入していると年金額が増額される「44年特例」があります。\n\n\n\n20歳から<\/p>\n <\/div>\n <\/a>\n\n\n\n 資金計画に不安ならFPへ相談を<\/h3>\n\n\n\n 資金計画に不安がある場合、プロであるFP（ファイナンシャルプランナー）への相談がおすすめです。 FPは、相談者の現状やライフスタイルにあわせて最適な資金計画、資産運用や節税などの具体的なアドバイスを提供してくれます。<\/p>\n\n\n\n 老後資金2,000万円問題に代表されるように、老後の生活費はひとりあたり数千万円が必要と言われています。漠然とした不安を抱えるのは辛いものです。まずは現状を把握し、どのような対策が必要なのかを相談してみましょう。<\/p>\n\n\n\n 多くのFP相談サービスがありますが、迷った場合は大手リクルートが運営する『保険チャンネル<\/strong><\/a> $\"\"$ 』への相談がおすすめです。<\/p>\n\n\n\n ≫保険チャンネル<\/a> $\"\"$ <\/strong><\/p>\n\n\n\n \n 無料<\/mark><\/strong>で何度でも相談できる<\/li>\n\n\n\n 会員100万人<\/mark><\/strong>突破<\/li>\n\n\n\n 全国<\/mark><\/strong>47都道府県対応<\/li>\n\n\n\n 無理な勧誘や営業は一切なし<\/mark><\/strong><\/li>\n\n\n\n 【公式】https:\/\/hokench.com\/<\/a> $\"\"$ <\/li>\n<\/ul>\n\n\n\n <\/p>\n<\/body><\/html>\n","protected":false},"excerpt":{"rendered":" 会社員や公務員は厚生年金保険に加入するため、将来受給できる年金は国民年金と厚生年金の2つ&#123…<\/p>\n","protected":false},"author":3,"featured_media":804,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"writing":"2022-09-12T00:00:00.000Z","delivery":"2022-09-30T00:00:00.000Z","revision_request":"","waiting_public":"","author":[],"footnotes":""},"categories":[3],"tags":[],"series":[],"class_list":["post-806","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-money"],"aioseo_notices":[],"custom_fields":{"_edit_lock":["1713495066:34"],"_thumbnail_id":["804"],"_edit_last":["34"],"_ez-toc-disabled":[""],"_ez-toc-insert":[""],"_ez-toc-heading-levels":["a:0:{}"],"_ez-toc-alttext":[""],"_ez-toc-exclude":[""],"_aioseo_title":[null],"_aioseo_description":[null],"_aioseo_keywords":[""],"_aioseo_og_title":[null],"_aioseo_og_description":[null],"_aioseo_og_article_section":[""],"_aioseo_og_article_tags":[""],"_aioseo_twitter_title":[null],"_aioseo_twitter_description":[null],"ao_post_optimize":["a:6:{s:16:\"ao_post_optimize\";s:2:\"on\";s:19:\"ao_post_js_optimize\";s:2:\"on\";s:20:\"ao_post_css_optimize\";s:2:\"on\";s:12:\"ao_post_ccss\";s:2:\"on\";s:16:\"ao_post_lazyload\";s:2:\"on\";s:15:\"ao_post_preload\";s:0:\"\";}"],"yarpp_meta":["a:1:{s:27:\"yarpp_display_for_this_post\";i:0;}"],"post_views_count":["12934"],"amazonS3_cache":["a:9:{s:61:\"\/\/ageless.co.jp\/media\/wp-content\/uploads\/2022\/10\/image4-2.jpg\";a:1:{s:9:\"timestamp\";i:1775859014;}s:61:\"\/\/ageless.co.jp\/media\/wp-content\/uploads\/2022\/10\/image6-1.jpg\";a:1:{s:9:\"timestamp\";i:1775859014;}s:61:\"\/\/ageless.co.jp\/media\/wp-content\/uploads\/2022\/10\/image3-1.jpg\";a:1:{s:9:\"timestamp\";i:1775859014;}s:61:\"\/\/ageless.co.jp\/media\/wp-content\/uploads\/2022\/10\/image5-2.jpg\";a:1:{s:9:\"timestamp\";i:1775859014;}s:59:\"\/\/ageless.co.jp\/media\/wp-content\/uploads\/2022\/10\/image7.jpg\";a:1:{s:9:\"timestamp\";i:1775859014;}s:61:\"\/\/ageless.co.jp\/media\/wp-content\/uploads\/2022\/10\/image1-3.jpg\";a:1:{s:9:\"timestamp\";i:1775859014;}s:61:\"\/\/ageless.co.jp\/media\/wp-content\/uploads\/2022\/10\/image1-4.jpg\";a:1:{s:9:\"timestamp\";i:1763713875;}s:61:\"\/\/ageless.co.jp\/media\/wp-content\/uploads\/2022\/10\/image2-2.jpg\";a:1:{s:9:\"timestamp\";i:1763713875;}s:61:\"\/\/ageless.co.jp\/media\/wp-content\/uploads\/2022\/10\/image3-2.jpg\";a:1:{s:9:\"timestamp\";i:1763713875;}}"],"writing":["2022-09-12T00:00:00.000Z"],"delivery":["2022-09-30T00:00:00.000Z"],"content_length":["4766"],"content_length_text":["\u4f1a\u793e\u54e1\u3084\u516c\u52d9\u54e1\u306f\u539a\u751f\u5e74\u91d1\u4fdd\u967a\u306b\u52a0\u5165\u3059\u308b\u305f\u3081\u3001\u5c06\u6765\u53d7\u7d66\u3067\u304d\u308b\u5e74\u91d1\u306f\u56fd\u6c11\u5e74\u91d1\u3068\u539a\u751f\u5e74\u91d1\u306e2\u3064\u3067\u3059\u3002\u56fd\u6c11\u5e74\u91d1\u306f\u4fdd\u967a\u6599\u304c\u5b9a\u984d\u3067\u3059\u304c\u3001\u539a\u751f\u5e74\u91d1\u306f\u5e74\u53ce\u306b\u3088\u3063\u3066\u4fdd\u967a\u6599\u304c\u5909\u52d5\u3057\u307e\u3059\u3002\u305d\u306e\u305f\u3081\u3001\u5b9f\u969b\u3044\u304f\u3089\u539a\u751f\u5e74\u91d1\u304c\u3044\u304f\u3089\u3082\u3089\u3048\u308b\u306e\u304b\u306f\u6c17\u306b\u306a\u308b\u4eba\u3082\u591a\u3044\u3067\u3057\u3087\u3046\u3002\u672c\u8a18\u4e8b\u3067\u306f\u3001\u539a\u751f\u5e74\u91d1\u3068\u5e74\u53ce\u306e\u95a2\u4fc2\u3084\u53d7\u7d66\u984d\u306e\u8a08\u7b97\u65b9\u6cd5\u306a\u3069\u3092\u89e3\u8aac\u3057\u307e\u3059\u3002\u5e74\u91d1\u3084\u9000\u8077\u91d1\u306a\u3069\u5b9a\u5e74\u524d\u5f8c\u306e\u304a\u91d1\u306e\u4ed5\u7d44\u307f\u306f\u8907\u96d1\u3067\u3059\u3002\u4e00\u4eba\u3072\u3068\u308a\u306e\u72b6\u6cc1\u306b\u3088\u3063\u3066\u6700\u9069\u306a\u7bc0\u7a0e\u65b9\u6cd5\u306f\u5909\u308f\u308b\u305f\u3081\u3001\u500b\u4eba\u306e\u5224\u65ad\u3067\u9032\u3081\u308b\u3068\u5927\u640d\u3057\u304b\u306d\u307e\u305b\u3093\u3002\u305d\u306e\u305f\u3081\u3001\u304a\u91d1\u3092\u640d\u3057\u306a\u3044\u30dd\u30a4\u30f3\u30c8\u306f\u304a\u3055\u3048\u3066\u304a\u304d\u3064\u3064\u3001\u5b9f\u969b\u306b\u9000\u8077\u3059\u308b\u30bf\u30a4\u30df\u30f3\u30b0\u304c\u8fd1\u3065\u3044\u305f\u3089\u5c02\u9580\u5bb6\u3067\u3042\u308bFP\uff08\u30d5\u30a1\u30a4\u30ca\u30f3\u30b7\u30e3\u30eb\u30d7\u30e9\u30f3\u30ca\u30fc\uff09\u306b\u76f8\u8ac7\u3059\u308b\u3053\u3068\u3092\u304a\u3059\u3059\u3081\u3057\u307e\u3059\u3002\u3010\u3053\u306e\u8a18\u4e8b\u3092\u8aad\u3093\u3067\u308f\u304b\u308b\u3053\u3068\u3011\u539a\u751f\u5e74\u91d1\u306f\u5e74\u53ce\u306b\u3088\u3063\u3066\u5909\u52d5\u3059\u308b\u539a\u751f\u5e74\u91d1\u4fdd\u967a\u6599\u306f32\u7b49\u7d1a\u306e\u6a19\u6e96\u5831\u916c\u6708\u984d\u306b\u3088\u3063\u3066\u6c7a\u5b9a\u3059\u308b\u6a19\u6e96\u5831\u916c\u6708\u984d\u304a\u3088\u3073\u539a\u751f\u5e74\u91d1\u4fdd\u967a\u6599\u306b\u306f\u4e0a\u9650\u304c\u3042\u308b\u305f\u3081\u3001\u5e74\u53ce720\u4e07\u5186\u4ee5\u4e0a\u306f\u540c\u3058\u539a\u751f\u5e74\u91d1\u306e\u53d7\u7d66\u984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